MEET OUR TEAM

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Ida S. Walters-Pratt

Loan Officer and Branch Manager
NMLS #280916

Your Local, Friendly Lender

I've been in the mortgage industry for 30 years and have enjoyed working with every one of my customers as they purchase and refinance their homes. We are thankful for your friendship and we look forward to continuing to be your local, friendly lender!

Call for your Free Pre-Approval!
(559) 687-1700

OUR LOAN OFFICERS

Pam Chiaramonte, Loan Officer

CONTACT ME AT:

pam@idasdirectmortgage.com

Cell: (559) 799-0080

Pam Pires

Loan Officer, NMLS #310357

Like many of you, I’m a Tulare girl through and through. I was born and raised in Tulare by parents who grounded me in “good, old-fashioned” values: hard work, honesty, responsibility, charity, faith and family. I have always tried to live my life by these values and they are a big reason why people turn to me as their “Local Lender with Local Values.”

Buying a home is one of the biggest financial decisions people will make in life, so I do my best to walk all of my customers through the loan process step by step with the utmost patience & understanding…because I’ve been in their shoes!  I am very good at explaining the lending process in a straight forward, simple manner so my customers do not have any surprises. 

Caroline Munoz, Loan Officer

CONTACT ME AT:

cmunoz@idasdirectmortgage.com

Cell: (559) 358-0594

Caroline Munoz

Spanish Speaking Loan Officer, NMLS #1439880

Like many of you, I’m a Tulare girl through and through. I was born and raised in Tulare by parents who grounded me in “good, old-fashioned” values: hard work, honesty, responsibility, charity, faith and family. I have always tried to live my life by these values and they are a big reason why people turn to me as their “Local Lender with Local Values.”

Buying a home is one of the biggest financial decisions people will make in life, so I do my best to walk all of my customers through the loan process step by step with the utmost patience & understanding…because I’ve been in their shoes!  I am very good at explaining the lending process in a straight forward, simple manner so my customers do not have any surprises. 

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CONTACT ME AT:

caroline@idasdirectmortgage.com

Cell: (559) 358-0594

Caroline Castellanoz
Loan Officer, NMLS #1439880

Like many of you, I’m a Tulare girl through and through. I was born and raised in Tulare by parents who grounded me in “good, old-fashioned” values: hard work, honesty, responsibility, charity, faith and family. I have always tried to live my life by these values and they are a big reason why people turn to me as their “Local Lender with Local Values.”

Buying a home is one of the biggest financial decisions people will make in life, so I do my best to walk all of my customers through the loan process step by step with the utmost patience & understanding…because I’ve been in their shoes!  I am very good at explaining the lending process in a straight forward, simple manner so my customers do not have any surprises. 

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OUR SUPPORT STAFF

DORIS

KERRIE

SHARI

Shari, our Processing Manager, has been working with Ida for over 20 years. She and Kerrie know how important each and every loan is and do their best to get our files submitted or closed as quickly as possible! Doris is our friendly and knowledgeable front desk assistant who is ready to help you gather everything you need for a home loan! Our staff are always available to answer any questions you may have and are great at staying in touch with you through out the loan process so you know what's going on!

Ready to take the next step to purchasing or refinancing a home?

CALL US AT (559) 687-1700

Our business hours are Monday-Friday, 9:00 am - 5:00 pm, but we are happy to schedule evening and weekend appointments to accommodate your schedule!