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Mortgage Company Tulare, Tulare Mortgage Company, Buying a home tulare, financing a home california, financing a home tulare ca, refinancing tulare, refinancing tulare ca, refinancing home in ca, refinancing home in california, fha loans ca

Ida S. Walters-Pratt

NMLS #280916
Direct: (559) 687-1700 
Cell: (559) 805-9417
Caroline Castellanoz                

To my clients & realtors
who have supported me
over the years...

Your friendship means the world to me and I am so thankful to be a part of your story! Thank you for your referrals and for giving me the opportunity to serve your friends and family with the same great customer service I always try to deliver! I look forward to continuing to serve you for many years to come!


I was born and raised in the small town of Easton, California. I graduated from Cal Poly SLO in 1981 with a degree in Ag Business. Shortly after graduation, I started my first job at Security Bank in Fresno. Over the years, I started buying rental properties and was eventually approached to try my hand at lending. I guess you could say the rest is history… 30 years later I’m still here, doing home loans in the Central Valley and loving every minute of it!


When I’m not at the office, I love being with family and friends, both old and new. My husband Steve and I love to travel to the coast in the RV with our two dogs to catch up with friends. As for my kids (some of you might actually remember them from when they were first born and I was first starting out), they are all grown up – Kinsie just got married and Kyler is in graduate school! Overall, it’s been a fun season in life with lots of good changes and we’re thankful to be surrounded by such great friends and family.



Since 2008, I’ve been blessed to operate as Ida’s Direct Mortgage here in Downtown Tulare. I’ve been able to collect one of the best teams around to help with your home loan – a team that is friendly, knowledgeable, and most of all dedicated to helping close your loan on time! 


My assistant Caroline and I try to make the buying process less stressful and uncomplicated. Even if you don't qualify now, we can help put you on a plan to purchase in the future… your dream is our dream and we want to help you get there! It’s our goal to never turn a client away without a plan and if you were turned down somewhere else, we’d love to help by offering a second opinion.


At Ida’s Direct Mortgage, we’re known for our great customer service and for the strong, lasting relationships that we build with our customers. One of my favorite things about being a local business for so many years is that I’m helping families through the generations. The young families I helped purchase their first home when I first started, now I’m doing loans for their kids and grandkids.


So whether you are family looking for a home loan or an agent looking for a dependable loan officer to help you close your deals, you can count on me and my team at Ida’s Direct Mortgage!

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