FHA Home Loans

Key Features

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Key Benefits

Loan Requirements

Down Payment


3.5% of the final loan amount



10, 15, 20, 25, 30 years

Credit Score


640 minimum

(unless approved by FHA Choice Manual Underwrite Process)

Mortgage Insurance


Yes, one-time, up-front and monthly

Maximum Loan Limit


$275,665 (Tulare, Kings & Kern County)*

$281,750 (Fresno County)*

*2017 loan limits per fha.com

> FHA Loan Overview

Ready to Take the Next Step?

Ida's Direct Mortgage

140 North J Street

Tulare, California 92374

(559) 687-1700

V I S I T   U S

© 2017, Ida's Direct Mortgage, All Rights Reserved.

Equal Housing Lender | NMLS# 264840

Licensed by the Department of Business Oversight under
the CA Residential Mortgage Lending Act 

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