FHA Home Loans

Key Features

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Key Benefits

Loan Requirements

Down Payment

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3.5% of the final loan amount

Terms

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10, 15, 20, 25, 30 years

Credit Score

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640 minimum

(unless approved by FHA Choice Manual Underwrite Process)

Mortgage Insurance

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Yes, one-time, up-front and monthly

Maximum Loan Limit

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$275,665 (Tulare, Kings & Kern County)*

$281,750 (Fresno County)*

*2017 loan limits per fha.com

> FHA Loan Overview

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